My Stepmother Made Me Pay Rent at 16—Then Asked for My College Fund

The First Invoice

I found it taped to my bedroom door the day after my sixteenth birthday—a handwritten “household contribution agreement” listing:

  • $400/month rent (more than my part-time job paid)

  • $50 utility fee

  • $20 “dishwashing surcharge”

My stepmother’s signature was already at the bottom. My father’s was conspicuously absent.

The Financial Trap

When I showed my dad, he just sighed. “Things are tight since the layoff.” But I noticed:

  • My stepsister still got $200/week allowance

  • They’d just booked a Cancún vacation

  • The “rent” matched exactly what they owed on their boat loan

I paid by waiting tables until 1 AM on school nights. They cashed every check.

The College Fund Betrayal

On graduation day, my guidance counselor asked why I hadn’t applied to any schools. That’s when I learned:

  • My late mother had left $78,000 in a college trust

  • My stepmother had been the trustee since I was 12

  • The account was empty—closed six months prior

The bank statements showed transfers to:

  • A pool installation company

  • My stepsister’s “modeling portfolio”

  • A BMW dealership

The Legal Reckoning

At 18, I sued with help from my maternal grandparents:

  • Judge ordered restitution + 5% interest

  • Stepmother charged with fiduciary fraud

  • Father’s divorce papers filed within a month

Where I Am Now

That boat they loved so much? Repossessed.
My stepsister’s modeling career? A 387-follower Instagram page.
And me?

Writing this from my dorm at Cornell—where I’m double-majoring in finance and forensic accounting.

Every tuition payment comes with a photocopy of the court order mailed to their new apartment. The one above the laundromat.